Pet Insurance – Why You Should Get It For Your Dog.
The good news is that veterinary technology is moving forward in leaps and bounds. Lifesaving treatments that used to be only available for humans, including organ transplants, are being performed more and more often for dogs. The bad news is that many of these treatments are astonishingly expensive.
The scientific advances are also leading to more preventative medical techniques. Dogs today can receive screenings that would have been unimaginable a few years ago. These cost money in themselves, and also make it more likely that conditions that require further treatment will be discovered.
All of these technological improvements are changing the calculus of pet insurance for many dog owners. You used to be able to make a convincing argument that you would end up spending more money on insurance premiums than you would if you simply paid for your dog’s health care costs out of pocket. But this is increasingly likely to be untrue. More and more pet owners are finding that health care costs are eating up a larger and larger portion of their budgets.
Before you sign up for any pet insurance policy, it’s important to do your homework. Here are some vital tips:
1) Check with your friends and neighbors. You can learn a lot about an insurance company by its reputation. Find a business that people you know have had positive interactions with.
2) Make sure the insurance company is registered. Pet insurance is a new industry, but businesses are still required to register with the state. If a business hasn’t performed this basic obligation, you can be sure they won’t be responsible with your pet either.
3) Read the small print. Make sure that the policy you’re considering signing is comprehensive. Pay special attention to the conditions that are excluded.
For many people, choosing to invest in pet insurance is the responsible choice. You can rest assured that your dog will receive all the necessary care without worrying about racking up massive debts.